Three Ways We Can Tell Obamacare has Failed

Oh Obamacare, You Beautiful Failure

At first it was just a website that was broken, and once that was solved everything would be great. Now as the 2014 elections are coming closer, the line from Democrats is that want to “fix” the law not repeal it. The law is brand new. It was passed in the middle of the night, behind closed doors, with no Republican input. A brick house built on 12 inches of dust. It was a law so great that apparently nobody would read what was in it until it was passed. They delayed true implementation for years just to make sure Obama could be re-elected. And now it’s a disaster. And now Democrats want an out? Now that implementation is in full swing, here are the three main realities about Obamacare, so far.

healthcare_small Three Ways We Can Tell Obamacare has Failed

Laws Promises are Simply Not Being Fulfilled

At first it was just a website that was broken, and once that was solved everything would be great. Now as the 2014 elections are coming closer, the line from Democrats is that want to “fix” the law not repeal it. The law is brand new. It was passed in the middle of the night, behind closed doors, with no Republican input. A brick house built on 12 inches of dust. It was a law so great that apparently nobody would read what was in it until it was passed. They delayed true implementation for years just to make sure Obama could be re-elected. And now it’s a disaster. And now Democrats want an out? Now that implementation is in full swing, here are the three main realities about Obamacare, so far.

Constant Lying and Deception Over Numbers

What is the difference between a person who selects a plan and a person who actually pays for it? If you work for the Obama White House, not much. And apparently they have no idea who has paid and who has not, or they are simply just not interested in finding out. Either way, it becomes evident that the law is in trouble when the administration has to stretch the truth about any given number. The administration loves to state how many people have “enrolled” or who have “selected a plan” but not those who have actually paid for the plan. This automatically inflates the number of “sign-ups” touted by roughly 20%. It would be like a car dealership counting every person who test drove a luxury car and saying they would come back later to buy it no differently than people who actually purchased it.

A second major addition to the law – Medicaid expansion – also gets the fudged-numbers treatment. Obamacare advocates simply tried to claim that every single person who signed up for Medicaid did so as a result of Obamacare. Sean Trende at Real Clear Politics easily dismantled this setup noting that more than half of the signups came from states that did not participate in the Medicaid expansion, meaning it was impossible that they signed up “because” of Obamacare. The rest of his analysis concluded that a clear majority of those who signed up in states that did expand Medicaid did so through existing channels.

The Previously Uninsured Are Not Getting Coverage

The point of Obamacare was not to insure the previously insured. But that is what is happening. The major push by liberals for the healthcare overall in the first place was to insure the 49 million or so uninsured people who were supposedly shut out by higher costs, because they had pre-existing conditions, or because they were voluntarily uninsured. To solve those problems, subsidies would be tied to income levels, those with pre-existing conditions could not be charged more for their premiums, and the voluntarily uninsured would be forced to purchase insurance through what the Supreme Court would decide was a “tax.”

But the previously uninsured are simply not getting coverage under Obamacare. Depending on the study – and none are great, somewhere between 500,000-1M people who were previously uninsured will have signed up for insurance effective for the 2014 year. Keep in mind that the overhaul was intended to insure the 49 million uninsured. After millions were spent in advertising and despite all of the available subsidies, maybe 2% of the previously uninsured will be covered? That’s a ridiculously small number, and worse when you figure that over 80% of all Obamacare enrollees are subsidized and many could be paying very little. Instead, the Obamacare sign-ups are probably front-loaded with people who were previously insured but kicked off of their plans and reluctant sign-ups, or became eligible for subsidies and switched plans.

Perhaps most embarrassing is the lengths that the Obama administration and their supporters are going through to try and get their core base, youngish Americans, to sign up. The under 35s are those who sent Obama back to Washington. They were also one of the most important parts of the law, as young healthier people over-paying for insurance was needed to pay for older, sicker people who are underpaying. They’ve tied ads to sex. There have been ads for “brosurance.” They are paying Super Bowl teams to promote the law. Kobe Bryant. Beyonce. Ellen. Nearly all of their efforts at enrollment of the uninsured have been aimed at their own supposed supporters of the law – they voted for him, after all – who would just rather spend money on i-Phones and cars. And keep in mind, these sign-ups are not even part of the critical reason we were supposed to support the law, which was to help those who could not afford it. This demographic is merely the one needed to pay for the others, who are also not signing up and who are not even being targeted by ads. How backwards is that?

Paying Mechanisms Have Been Dismantled

Finally, one of the biggest lies told during the Obamacare push was that the law would “not add a cent” to the federal debt. But all of the mechanisms to pay for the law have failed to materialize or simply been eliminated by the President. The law was supposed to force healthy, uninsured people with decent incomes into plans. But they simply are not signing up. In fact, the healthy and young sign-ups necessary to off-set the unhealthy and elderly sign-ups is not materializing. The “mandate” tax is easily avoidable through any number of excuses or hardships one could claim, so there is little reason for the uninsured to be compelled to buy insurance. The mandate is constantly being delayed for years into the future, anyway. With elections always just 2 years away, the mechanisms to pay just keep going away. So the mandates are delayed. The young and healthy are not signing up and off-setting costs. Most Obamacare enrollees are subsidized. Others are simply joining Medicaid. The law is a financial disaster.